EFFICIENCY OF CREDIT MECHANISM: NOTIONAND METHODOLOGICAL APPARATUS OF EVALUATION
T.V. Geniberg
Keywords: credit mechanism, credit resources, crediting of production, financing of industry, efficiency of crediting, evaluation of credit mechanism efficiency, method of evaluation of credit mechanism efficiency
Abstract
The notion of «efficiency of credit investment» is considered, methods of evaluation of efficiency of credit mechanism offered by Russian scientists in 1970s are examined. Author’s method of credit mechanism performance at the level of the country is offered. The method consists of two stages. The first stage, express diagnostics, shows positive or negative efficiency of the mechanism. In the event of negative efficiency thorough evaluation is being held, inclusive of a wide range of criteria that makes it possible to define problem elements of the mechanism.
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