NEW OPPORTUNITIES FOR INDIVIDUAL INVESTMENT IN THE NEW POLITICAL REALITY: IT SERVICES AND FINTECH OPPORTUNITIES
Yuri P. Kishkovich
Financial University under the Government of the Russian Federation, Moscow, Russian Federation
Keywords: individual investment, financial technologies, IT services, political reality, systemic digitalization, global processes, economic activity
Abstract
This article attempts to analytically consider the resources and capabilities of IT services and financial technologies for the needs and requirements of individual investment in a new political reality. It is indicated that digital tools can serve as an important resource for individual investment, taking into account the peculiarities of the new conditions. The problem of individual investment has been considered in numerous academic papers, but this article is an attempt at a first - of-its-kind study that actualizes this economic and financial practice in a specific analytical perspective of the new reality. According to the results of the study, the author comes to the conclusion that digital resources (IT services and Fintech), primarily on mobile devices, can serve as a significant component optimizing the effectiveness of investment projects and individual investment as a longterm economic project.
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