SOME PROBLEMS OF INCREASING LIFTING FINANCIAL LITERACY OF THE POPULATION
A.I. Naumenko1, A.V. Shapovalova2
1Siberian Academy of Finance and Banking, Novosibirsk, Russian Federation, Novosibirsk, Russian Federation
2Siberian University of Consumer Cooperatives, Novosibirsk, Russian Federation
Keywords: инфраструктура финансового рынка, уровень финансовой грамотности, индекс финансовой грамотности, национальная стратегия повышения финансовой грамотности населения, the financial market infrastructure, the level of financial literacy of the population, financial literacy index, national strategy to increase the financial literacy of the population
Abstract
The article discusses some aspects of improving the financial literacy of the population. In recent years, this issue has acquired particular relevance due to the investment passivity of the population and the growth of its debt load. For a number of countries, the results of representative surveys (2018-2020) are presented with an assessment of the level of financial literacy of the population, it is indicated that this level is uneven across regions, even within one country. As a rule, insufficient motivation of the population to their level of financial literacy and lack of responsibility for personal well-being are indicated. The article indicates the need for a developed infrastructure of the financial market and its readiness for the application of financial knowledge.
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