THE DEFINITION OF FINANCIAL INCLUSION AND CRITERIA FOR ITS EVALUATION
E.A. Kalacheva, E.A. Kirienko
Kemerovo State University, Krasnaya str., 6, Kemerovo, Kemerovo region, 650000
Keywords: финансовая доступность, инфраструктура предоставления финансовых услуг, мобильный банкинг, точка доступа, финансовая грамотность, financial inclusion, infrastructure for the provision of financial services, mobile banking, access point, financial literacy
Abstract
This article presents a comparative analysis of International and Russian approaches to the definition of the term «financial inclusion». Currently, the problem of irrational use of financial services by the population of the Russian Federation has a high macroeconomic relevance, and to explain the factors that hinder its solution, it’s not enough to be guided only by the definition of financial accessibility. So, for the perspective solution of this problem within each indicator of financial inclusion, various indicators (coefficients) of the evaluation are considered that facilitate the conduct of objective socio-economic analysis.
|
