COMPARATIVE ANALYSIS OF METHODS OF ESTIMATION OF SAVINGS POTENTIAL OF HOUSEHOLDS
I.V. Maratkanova
Altai State Technical University named after I.I. Polzunov, Lenin Ave., 46, Barnaul, Altai Territory, 656038
Keywords: сбережения, домашнее хозяйство, сберегательный потенциал домашних хозяйств, методика оценки сберегательного потенциала домашних хозяйств, savings, household, savings potential of households, methodology for assessing the savings potential of households
Abstract
In this article, the problem of estimating the savings potential of households. A review of methodologies to assess the savings capacity of households. It is noted that all existing methods to the assessment of the savings capacity of households can be addressed through three approaches: on the basis of factor analysis and comparative evaluation of the reference and regional level; based on the ratings of the components of private potential and on the basis of the integral indicator in combination with expert assessment. The basic principles of their application and identifies their strengths and weaknesses. The article points to the imperfection of the existing methods for determining regional level of savings potential of households.
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