REGIONAL ASPECTS OF HOME INSURANCE AGAINST NATURAL RISKS
N.B. Grishchenko
Altai State University, Lenina ave., 61, Barnaul, Altai region, 656049
Keywords: страхование жилья, региональные программы, природные катастрофы, home insurance, regional programs, natural disasters
Abstract
The article considers preconditions and features of introduction of home insurance of citizenry against natural risks. The regional level of implementation of such insurance within territorial programs is justified. The foreign experience of management of natural disasters risks and their insurance financing in the context of the regional specification is systematized. Advantages and disadvantages of the draft legislation regarding the introduction of home insurance of citizenry in regions of Russia are considered, and the directions of the effective implementation of such insurance are argued.
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